1. For different fund products, the time for fund companies to confirm receipt of funds will be different, so the holding time displayed by the system will naturally be different.
2. The fund company confirms that after the funds are received, the system will no longer display the holding. It doesn't matter even if the system shows holding. After all, the fund has been sold, just a decoration, and it will be gone in a few days.
3. The Fund no longer enjoys the income from the day when the selling share is confirmed after selling, but it can still enjoy the income from the day when the fund is sold.
4. When is the best time to sell the fund?
○ Because the market is difficult to predict in the short term, it is the same as buying funds in bulk and selling funds in bulk! Personally, I think it is divided into at least three batches or more, and the whole batch sale spans one week or more. The specific operation depends on the individual situation.
When we need a lot of money, such as getting married, buying a house or buying a car, we often need to sell the fund. As the market is difficult to predict in the short term, once it is determined that a large amount of funds are needed, it is the best policy to put them in time. Please sell the funds in batches at least one month in advance!
○ When the Morningstar rating of a fund is reduced to Samsung, it must mean that this fund cannot return to Excellence! However, it can be considered that this fund has regressed seriously and the probability of returning to Excellence is very low! At this time, resolutely sell the fund, buy or directly convert it into another excellent fund! As for the three-year Morningstar rating of the fund, you can check it directly in Yu 'ebao or Morningstar official website! In addition, because fund conversion eliminates the time difference between selling and buying another excellent fund, this method is recommended!