first, generally speaking, it is good to diversify investment, because few people can choose a good stock and hold it for a long time. For example, leading stocks in every industry, such as various kinds of grass, new energy and technology, are good if they can grasp the general trend of the times and hold down a stock, and they can make a lot of money, but retail investors often can't hold a good stock, and they are even more afraid of rising and falling.

second, if it's unused funds for a long time, you can buy three or five stocks, build a warehouse, keep doing T, and do T back and forth. After one year, the income will still be considerable. Don't think about chasing hot spots everywhere. That's a bookmaker's job, and ordinary retail investors really can't do it. There is a really good saying, that is, choose the simplest way to make the most money, don't doubt yourself, just stick to it, but only if the stock is good, not bad, and needs to fluctuate to some extent, which is the best.

Third, if you don't want to buy stocks, floor funds, especially index funds, are also a good choice, with low fees, low risks and certain fluctuations, especially in some industries, the most typical of which is securities. If you build a bottom warehouse and keep doing T, you can set 5%, 7% and 1%. I am doing this myself at present, and I feel quite good.

Fourth, the road to simplicity, just choose a simple method and stick to it all the time. Don't doubt yourself. No one knows what will happen tomorrow and what hot spots will appear. Maybe a good and bad news will suddenly come out, and you will make a profit.