Teaching objective

1. Know the main function of insurance.

2. Know the types of insurance closely related to our daily life.

3. Cultivate the awareness of participating in insurance.

teaching emphasis and difficulty: the emergence and function of insurance.

teaching process

case introduction

AIA claims for SARS patients

On May 9, AIA Beijing Branch was informed that one of its customers was hospitalized for SARS in Xiaotangshan Hospital.

the company's claims department quickly contacted the customer and was confirmed by the hospital. The lady was a teacher who was diagnosed with SARS on May 1 and transferred to Xiaotangshan Hospital on May 3, and is currently in recovery. In April, the customer purchased AIA's "Comprehensive Personal Accident Insurance" and additional plans of "Compensation for Hospitalization Expenses", "Income Guarantee for Hospitalization Payment" and "Income Guarantee for Critical Care Payment", which provided relevant compensation for patients.

based on the principle of maximum care and "maximum benefit for customers", the company prepays the related hospitalization expenses of customers according to the requirements of "special affairs and special handling" in special periods, and delivers the prepayment to customers within 3 hours. In order to show concern for the customer, the company will also give him a solatium.

teacher: insurance is more and more closely related to our lives, so how much do you know about insurance? Let's get to know it with the teacher in this class.

writing on the blackboard: insurance-every family helps a new class

1. Let's look at the word "insurance" and think about what dangers we will encounter in our daily life.

students are free to answer. (Fire, flood, earthquake, car accident, theft ...) The teacher writes what the students say on the blackboard.

Teacher: Everyone has said so much. Let's see that some of these dangers are brought to us by nature, that is, what people usually call "natural disasters". Apart from natural disasters, these are injuries caused by accidents, which occasionally come to people in life, and are often called "man-made disasters".

writing on the blackboard: natural disasters "natural disasters"

accidents "man-made disasters"

2. Ask your classmates to read the sixth paragraph on page 66 and think about how insurance came into being. How does it work?

students discuss.

Teacher: No matter "natural disasters" or "man-made disasters" will bring great losses to the affected areas and people, so how can we help these affected areas and individuals to resume production and rebuild their homes as soon as possible? This is how the insurance industry came into being.

then why do you say that insurance is for every family?

Write on the blackboard while explaining: There are thousands of people who take part in insurance, but after all, there are only a few people who suffer disasters. The insurance company collects a small amount of insurance premiums from those who take part in insurance and establishes an insurance fund, so that when the insured is affected, the insurance company can give them economic compensation. Thus, the unbearable loss of individuals becomes the loss that most people can bear, which reflects the social mutual assistance nature of insurance.

writing on the blackboard:

3. Ask students to read two cases in the book, and let them say what these two examples illustrate.

(taking part in insurance relieves people's worries)

Writing on the blackboard: the "reassurance" in life

Let the university read the cartoons and think about what the two brothers sighed in the face of the fire. What does this mean?

students answer.

teacher: if you take insurance, you can get compensation and reduce losses.

with the development of China's insurance industry, it is more and more closely related to our lives, and various insurances have appeared in society.

4. Please read the contents on page 68 and say what two types of insurance items can be divided according to the insured. What items are included in each category?

now we know that insurance items can be divided into property insurance and life insurance according to the insured object. Now, let's help the people on page 69 of the book to come up with ideas and see what kind of insurance they should take.