When looking for investment options with capital preservation, the following are some common choices, each of which has different characteristics and risk-return characteristics: Treasury bonds: as the safest investment tool issued by the state, capital preservation guarantees income, but the yield is relatively low, with maturities ranging from 1, 3, 5, 7 and 1 years. Insurance wealth management products: similar to national debt, they provide guaranteed income with a long term, and the income is usually about 2% higher than that of national debt. Additional insurance features add protection to it. Principal guaranteed fund: Focus on principal security, but the deadline is strict, so early redemption may be risky. Nevertheless, they are superior to bank deposits or treasury bonds in value-added potential and have higher expected returns. Bank wealth management products: the risk is close to that of funds, and the return is usually 4%-7%. Although there are sometimes higher returns, the quantity is limited and we need to pay attention to market dynamics. The term is flexible, including short-term and medium-term options. Money market fund: similar to bank products, it is capital-guaranteed and highly liquid, with daily interest and low initial purchase amount. Investors can reinvest the proceeds to increase their share. The income can reach more than 5% per year. Trust: As the highest return option, the annualized rate of return can reach 8%-12%, and the term is usually 1 year or 2 years. Trust products have high safety and strict risk control measures, but the starting point is high, generally requiring 5, or 1 million investment, and usually guaranteeing the capital and income.

the choice of financial products with guaranteed capital should be weighed according to personal risk tolerance, capital amount and investment period. The benefits and risks of each product are different, and investors need to make a decision after careful evaluation.