When investors buy wealth management products, they will focus on the past performance level of the products. After the product is bought, it will also pay attention to the rise and fall of the expected income of the product in real time. However, each product has its own way of expressing expected benefits. Some products show unit net worth, while others show 10,000 expected returns. So is the unit net worth 10 thousand expected income?

1. Is the net unit value the expected return of 10,000?

Net unit value and expected earnings per 10,000 shares are two completely different concepts, and their applicable products and calculation methods of expected earnings are quite different.

1, what is the unit net value?

Unit net worth is suitable for net worth products, such as net worth wealth management products and equity funds. Net unit value refers to the net asset value of each product share. Take the fund as an example, the unit net value of the fund is the current price of each fund.

For example, an investor holds 1 000 shares of a bond fund, and the unit net value of the fund was 1.0205 on February 26th, which means that the price of each share of the fund on that day was 1.0205 yuan, and the total value of the fund currently held by the investor was 1 000 shares.

2. What is the expected income of 10,000 copies?

Ten thousand expected returns are usually used for money fund products, representing the expected returns generated by 6,543,800 money funds on the same day. Because the net value of unit share of such funds is fixed at 654.38+0, the expected income of ten thousand copies can also be understood as the expected income of 654.38+ ten thousand yuan generated by the fund products on the same day.

For example, if an investor holds a monetary fund of 654.38+1 00000 yuan, and the expected return of the fund100000 shares on February 26th, 65438 is 0.6405 yuan, then the expected return of the fund on February 26th, 65438 represents the investor.

Second, the relationship and difference between the net value of ten thousand units and the expected income

Both the unit net value and the expected return of ten thousand copies reflect the historical expected return of the fund, but the way to calculate the expected return is different.

Calculated according to the expected return of ten thousand copies: expected return of the fund = fund share/10000* expected return of ten thousand copies on the same day. For example, the expected income of ten thousand copies is 0.6405, which means that the expected income of 65438+ ten thousand yuan is 0.6405 yuan.

Calculate the expected return according to the unit net value: the expected return of the fund = fund share * (the unit net value of the current trading day-the unit net value of the previous trading day). If the unit net value is 0.6405, then the expected return of the fund also depends on the unit net value of the previous trading day.

The above content about the expected income of the unit net worth of 10 thousand, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.