There is another important factor: the amount of funds. This will directly affect the investment mentality. The investment strategy is definitely different between 6,543,800 yuan and 6,543,800 yuan. The greater the amount of capital, or the greater the proportion of this capital in your total assets, the more you should consider diversifying risks, because the investment mentality will be different. Assume that the investment is 65438+100000 yuan, and bear the loss of 30%~50%. Many people think that the problem is not big, because they don't have much money, and their lives will not be greatly affected if they lose money. But if you invest 654.38+ 10,000 yuan and lose 30%, your mind will not be so relaxed, and you may be too anxious to sleep. Because that may be most of the savings of ordinary people. At this time, it is more inclined to invest in multiple funds to spread risks. If the amount of funds is relatively large, such as more than 6,543.8+10,000 yuan, try to build a portfolio suitable for your risk preference to reduce risks, and it is appropriate to hold only 5 ~ 654.38+ 00 funds. If the amount of funds is small, 3~5 funds will be enough. On the whole, the number of funds should be controlled within 10 to build a suitable fund pool. Don't be greedy, buy dozens, you can't take care of them at all.
Tips:
1. The above information is for reference only, and no suggestions are made;
2. Different funds have different investment attributes, risks and returns. It is recommended that you know the basic situation of the fund's investment direction and risk types in detail before buying, and decide to buy fund products that match your risk tolerance and asset management needs. You can also log in to Ping An Pocket Bank APP- Finance-Funds and enter "Fund Code or Name" at the top of the page to get a detailed introduction of each fund.
Response time: 2021-10-15. Please refer to the latest business changes announced by Ping An Bank in official website.
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