2. It's convenient to buy and redeem (buy and sell), unlike a bank with a fixed deposit period. As long as the money fund does not encounter huge redemption, it can generally arrive at the account in t+ 1 day, and some can also arrive at the account in T+0 day.
3.? The income is high, and most importantly, the annualized rate of return of the money fund can basically reach more than 4%.
4. The risk is low, the investment target is generally bonds, the risk is basically controllable, and there is basically no money fund loss.