By the end of the year, everyone will do their own financial planning and planning, take stock of their income over the past year, and how much money they have spent and saved in the past year. 20 17 years, we have spent a lot of time and money to do a very meaningful thing. By the end of the year, you should subtract all expenses from all your income and pay all the balance first to calculate. After accounting, at the end of 20 17, I only had more than 17000 yuan in my hand!

Although I have been frugal in recent years, I have really spent a lot this year! This 17000 yuan will be used for financial planning! My financial management, probably like this, annualized interest rate 16% P2P, buy 10,000 yuan for two years! The remaining 7000 yuan, all as a five-year deposit! I think these funds will become an important part of my property income!

After handling the balance on hand, I have the following plans in 2008:

First, continue to adhere to the existing family budget policy. Is to continue to implement a moderately tight spending strategy! Don't buy things you don't need at home, and don't do things you don't need to spend! In short, all my wages are for economic accumulation!

Second, the project can't be less than a penny. My child will enter kindergarten on 20 18, which is an important milestone in the development stage of life. I will work hard to make money and create a very good learning environment for him through my own efforts.

In this year, I will try to squeeze out 20 thousand yuan for the study and life of all children. Although the budget cost is large, pressure is the driving force! I won't act without pressure!

Third, 80% of all wage income in 20 18 is used for savings! The rest is part of the family's economic expenditure! This is my simple idea of 20 18 financial planning.