How many hundred million bond funds are appropriate?
Generally speaking, 50- 1 100 million is more appropriate. This is because the larger the fund, the better the default risk of diversified bonds, the lower the possibility of liquidation, and the smaller the fees charged by large-scale pure debt funds. Of course, this does not mean that the scale of the fund can be expanded indefinitely, otherwise it may lead to the inability to obtain high-quality bonds and affect the income.
When choosing a bond fund, investors should pay attention to the following points besides the fund size:
1, fund manager
It is best for fund managers to be senior bond fund managers, such as E Fund Hu Jian, Bo Shi Guo Jun and Changsheng Wang Guijun. The essence of bond funds is to choose fund managers, with emphasis on the stability and comprehensive ability of fund managers. The longer the fixed income of fund managers, the better.
2. Choose the best among the best
There are too many bond funds, but in fact, third-party platforms such as Morningstar and banks have different dimensions of screening. The basic ones that can be listed are excellent debt bases, so we can "choose the best among the best" to avoid being dazzled and finally not knowing how to choose.
3. Pay attention to the long-term performance and historical retracement of the debt base.
Good long-term performance does not mean good future performance, but long-term performance at least shows that he was an excellent bond fund in the past and an excellent bond fund manager in the future. Withdrawal control represents the fund manager's risk control ability.
The above are some contents of the scale of bond funds, hoping to help you.