For safety, banks will choose some safe and profitable ones. The advantage of this is that the risk is not big, the income is moderate, and it is not particularly prominent. The advantage is that there will be professionals in the bank who can give you some advice. (These suggestions are usually good: P)

Securities companies are biased and will choose some high-yield and high-risk product combinations (in layman's terms, they will lose all their money if they accidentally fall). The characteristic is that rhetoric is more powerful and can make people dizzy. On the bright side, in order to' promote sales', securities companies sometimes provide a certain amount of credit support (the kind where securities companies act as guarantors and banks issue loans).