Every bank operates in a different way. Some want to open online banking, while others don't. For example, CCB does not want it, and Minsheng Bank wants it. It is suggested to use the online banking of China Construction Bank to purchase funds and fixed investment funds, and the process is as follows (taking the construction behavior as an example, the process of other banks is basically the same) 1. When going to the bank to apply for a bank card or an existing bank card, it is recommended to use a CCB card or a salary card; 2. On trading days (Monday to Friday

9: 30- 15: 00, except legal holidays and A-share closing days), and bring my ID card to the bank counter to apply for online fund investment (online transfer and remittance function is not required). 3. After online registration, first open a fund account on the Internet or mobile phone website, and then set the name/date and amount of the fixed investment fund. The minimum requirement for a general fixed investment fund is 100. 4. Redemption is easier. After logging in to online banking, click Redemption (it will arrive in 3-7 days). 5. Inquire about fund net value/share/profit and loss, etc. You can log in to the online banking for inquiry. Advantages of CCB's fixed investment: the regulations of each bank are different. It is recommended that you use Jianxin Fund for fixed investment business. The advantages are as follows: 1. Because CCB does not need to sign a continuous fixed investment fund contract, it can automatically purchase it every month until it is cancelled; 2. If you want to make a fixed investment, you can set the fund before 15: 00 on the same day, or cancel it before deduction, which will not have any impact on your future fixed investment, or you can consider whether to make a fixed investment according to the market situation on that day; 3. The minimum amount of fixed investment funds is low, generally between 100-300 yuan, unlike some banks that require at least 300 or 500 yuan; 4.Web interface, clear at a glance; Complete function, simple operation, 5. There are many types of funds, most of which can be fixed or subscribed; 6. Online fixed investment can be made without opening online banking, just register online and then sign a contract with the bank to make a fixed investment; 7. Buying a fund with a mobile WAP website is as simple as online operation, and its functions are particularly complete. If you don't have time or a computer during the day, you can use your mobile phone to vote or buy or sell funds, and you can decide to buy or sell or vote according to market conditions. You can use mobile banking for three months for the first time.