Current location - Trademark Inquiry Complete Network - Tian Tian Fund - Calculation formula of medical insurance reimbursement
Calculation formula of medical insurance reimbursement
How to calculate the proportion of medical insurance reimbursement

1. Proportion of reimbursement of medical expenses for employees during hospitalization

"Even-numbered medical insurance" patients: calculated according to one medical insurance year (65438+ 101-65438+February 3 1). The reimbursement standard is:

(1) deductible130,000 yuan, 85% from the overall fund and15% from the individual;

② 3-140,000 yuan, 90% from the overall fund and10% from the individual;

③ 4-170,000 yuan, with 95% paid by the overall fund and 5% paid by individuals;

④ 70,000 -654.38+0.7 million yuan, of which 70% is paid by large mutual funds and 30% by individuals;

⑤ Individual payment170,000 yuan or more 100%.

2. The proportion of medical expenses reimbursement for retirees during hospitalization.

"Basic medical insurance" patients: calculated according to a medical insurance year (65438+ 101-65438+February 3 1). The reimbursement standard is:

(1) deductible line130,000 yuan shall be paid by the overall fund 9 1%, the individual shall pay 4.5%, and the supplementary payment shall be 4.5%;

(2) 30,000 yuan to140,000 yuan, 94% from the overall fund, 3% from the individual and 3% from the supplementary fund;

③ 97% of the 4-170,000 yuan shall be paid by the overall fund, 1.5% by the individual and1.5% by the supplementary payment;

④ 70,000 -654.38+0.7 million yuan, of which 70% is paid by large mutual funds and 30% by individuals;

⑤ Individual payment170,000 yuan or more 100%.

3 "serious illness insurance for the elderly" during hospitalization medical expenses reimbursement ratio

Patients with "serious illness medical insurance for the elderly": calculated according to a medical insurance year (65438+ 101-65438+February 3 1). The reimbursement standard is:

170,000 yuan deductible is paid by the serious illness medical insurance fund, and the individual pays 40%;