After the death of a rural pension insurance participant, the personal contribution portion of the pension insurance account can usually be returned to his legal heirs or designated beneficiaries.

However, the refund amount and specific procedures must be implemented in accordance with local pension insurance policy regulations.

1. Basic provisions of rural pension insurance Rural pension insurance is an important part of my country’s social security system and aims to provide rural residents with life security in old age.

During the payment period, the insured accumulates a certain balance in the personal account of the pension insurance.

2. Handling after the death of the insured person When the insured person of the rural pension insurance passes away, the handling of his or her pension insurance account usually follows the following principles: Handling of personal account balance: the personal payment part of the insured person's personal pension insurance account

, generally can be inherited by its legal heirs or designated beneficiaries.

This amount is a refund of the individual contributions of the insured person and is designed to protect the economic interests of his family members.

Handling of government subsidies and collective subsidies: In addition to individual contributions, rural pension insurance also includes government subsidies and collective subsidies.

This part of the funds is usually not included in the return of personal account balances, but is used to support the continued operation of the pension insurance system.

3. Return process and precautions The heir or beneficiary must prepare relevant supporting documents, such as the death certificate of the insured person, the identity certificate of the heir and the proof of relationship with the insured person, etc.

Submit an application to the local social security agency or relevant departments and fill in the relevant forms.

The social security agency or relevant departments will review the application materials and, after confirming that they are correct, will handle the return procedures in accordance with policy regulations.

It should be noted that the specific refund amount, process and required materials may vary depending on region and policy.

Therefore, it is recommended that the heirs or beneficiaries consult the local social security agency or relevant departments to understand the specific policies and operating procedures before handling the return procedures.

To sum up: after the death of a rural pension insurance participant, the personal contribution part of his pension insurance account can be returned to his legal heirs or designated beneficiaries.

However, the specific refund amount, process and required materials must be implemented in accordance with local pension insurance policy regulations.

Before handling the return procedures, the heirs or beneficiaries should first understand the local policies and operating procedures to ensure that the relevant procedures can be completed smoothly.

Legal basis: Article 17 of the "Social Insurance Law of the People's Republic of China" stipulates: "If an individual participating in the basic pension insurance dies due to illness or non-work, his or her surviving family members may receive funeral subsidies and pensions; in the future,

If a person completely loses the ability to work due to illness or non-work-related disability when reaching the statutory retirement age, the required funds can be paid from the basic pension insurance fund.