Provident funds are deducted on the 20th or 25th of every month.
The Housing Provident Fund Management Center shall urge the entrusted bank to promptly handle the business stipulated in the entrustment contract.
The entrusted bank shall provide relevant business information to the Housing Provident Fund Management Center on a regular basis in accordance with the entrustment contract.
Employees and units have the right to inquire about the deposits and withdrawals of housing provident funds of themselves and their units, and the housing provident fund management center and entrusted banks shall not refuse.
Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling a self-occupied house; (2)
) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income
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In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.
If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account will be included in the appreciation income of the housing provident fund.
How to withdraw the housing provident fund after resigning? 1. After employees resign, they can withdraw the housing provident fund with the termination of the labor relationship contract, and residents in some areas also have unemployment certificates and ID cards; 2. The withdrawal after resignation is a withdrawal from the account, which is the withdrawal from the provident fund account.
3. Some areas have time limits on the withdrawal of resignation, and there are requirements such as no withdrawal within 2 years, and re-employment for 2 years.
The reason why some areas have such requirements is because the housing provident fund, as a policy-based personal savings fund, is also mutually supportive. In some areas, the deposit-to-loan ratio is high, the fund utilization rate is high, the loan load is large, and personnel mobility is high.
, so there are such requirements, and the limited funds must stay in the management center for a certain period of time; 4. The fact of resignation is true, there is no re-employment, and the procedures are complete, it can be processed.