This calculation formula can be used: expected return of the day = (net fund value of the previous day+net fund value of the previous day * daily increase) * fund holding share.
For example, when an investor invests 10000 yuan, the net value of the fund on that day is 1. 1000, and after paying the subscription fee, the fund share is (the subscription fee is calculated at 0. 1%):
Fund share = (10000-10000 * 0.1%)/10/000 = 9081.82 copies.
The next day, the daily income is expected to rise by 3%.
Expected income of the day =10000-(1.1000 * 3%+1.1000) * 9081.82 = 2/kloc-0.
I calculation of expected income growth of the fund
Fund growth refers to the expected rate of return of the fund over a period of time. General fund companies announce the net value of funds, starting from 1 yuan.
For example:
Suppose the net fund value of a fund is 1. 1000, and the net fund value announced the next day is 1. 140 1.
Fund increase = (net value of the previous day-net value of the previous day)/Fund increase of the previous day = (1.1401.1000)//kloc-0.
The increase of the fund can be positive or negative, indicating that the profit is growing positively during this period. Negative numbers represent negative profit growth during this period.
Second, the taboo of investment funds:
1, don't blindly invest in new funds. First of all, the newly developed fund occupies funds in the issuance period, closed period and open period, but it can't bring any expected annualized income, which makes the investment cost increase accordingly. In addition, most old funds have passed the test of the market, and the investment ability and performance of fund managers have also passed the test of the market. The certainty and reliability are relatively higher.
2. Investment funds should not be measured by price. Open-end funds are only affected by net value, not by supply and demand, nor by fundamental factors. In other words, the high fund price is mainly due to the high net value, that is to say, the fund investment manager has strong investment ability and can invest more capital, which has nothing to do with risk. If the fund price is very low, it may be caused by investment mistakes and has nothing to do with reducing risks.
3, the fund investment should not be too much. The fund itself is a way to spread risks, and it undertakes risks through different investment portfolios. As we know, in the stock portfolio, as long as eight stocks can avoid non-systematic risks. Therefore, the fund only needs to invest 3~4, which is convenient for our risk control and management and also disperses the risk.