Children's growth insurance is an insurance specially designed for children, which is used to solve the risks of illness, disability and even death that children may face during their growth. In general, children's growth insurance is divided into two categories: guarantee type and payment type. Which is better for children's paid growth insurance? What are the guaranteed serious illness insurance for children? Which are cost-effective? Which one is the most worth buying? Let's take a look at the top 1 insurance companies' hot-selling children's serious illness insurance inventory

1. Which is better for children's paid growth insurance < P > 1. Children's paid growth insurance refers to children's education fund insurance, and its role is mainly to provide corresponding education funds for children's needs at different growth stages. Simply put, this kind of insurance product is to save the expenses needed for children's future study through the function of paying premiums.

2. This education grant can provide education funds for children to attend junior high school, senior high school, university and even study abroad. In addition, it also includes start-up funds after children take part in work, marriage funds for marriage and even pension funds after children retire.

3. Allocate an education insurance for children, so that children can get a fund at each specific stage of their lives. In this way, not only the children get more protection, but also the family reduces the financial burden.

Second, what should be paid attention to when buying insurance for children

1. Many parents think that protection is indispensable for their children's growth, so they give priority to buying insurance for their children, but adults are not in a hurry. In fact, this practice is wrong. Because big talents are the backbone of a family, only adults can get enough protection to protect their children's healthy growth.

2. Children's education is important, but basic guarantee is indispensable. The main function of insurance is protection, and we cannot put the cart before the horse. It is more correct to do a good job of protection first and then consider buying education funds when the family's economic scope is feasible.

3. When choosing children's growth insurance, we should budget the premium and make good use of the insured amount. That is, to avoid the adverse consequences of excessive insurance coverage, which leads to excessive protection.

Before buying children's growth insurance, parents should give priority to their children's actual situation and the family's financial situation. In addition to the basic security, we can consider buying payment-based child insurance to plan a better future for our children.