How to calculate the fund buying share? Does the fund I bought have my share? What is the specific share? Many small white people may have such questions. The following is the fund share purchase brought by Bian Xiao, hoping to answer your question to some extent.

Fund purchase share

The subscription share of this fund is related to subscription funds, fund net value and subscription expenses, and its calculation formula is: net subscription amount = subscription amount /( 1+ subscription rate); Subscription fee = subscription amount-net subscription amount; Subscription share = net subscription amount /T-day fund share net value.

For example, Xiao Li has 654.38 million yuan to buy a fund. At the time of subscription, the subscription rate of the Fund is 654.38+0.5%, and its net fund value is 654.38+0 yuan. Then Xiao Li's purchase share is as follows:

Net subscription amount = subscription amount /( 1+ subscription rate) =100000/(1+1.5%) = 98522.17 yuan; Subscription fee = subscription amount-net subscription amount =10000-98522.17 =1477.83; Subscription share = net subscription amount /T-day fund share net value = 98522.17/1.0 = 98522.17.

In short, under the condition that investors' funds and fund net value are fixed, the higher the subscription rate of investors, the smaller the share of funds purchased, and investors can try to choose the platform with lower subscription rate to purchase funds.

How does the fund calculate how many shares to buy?

When buying a fund, the share is related to the net value. The initial fund share is 65,438+0 yuan. Suppose investors have 65,438+00,000 yuan, and they can buy 65,438+00,000 shares, excluding the subscription fee. After the fund starts to operate, the net value is the price of the fund, that is, how much is a copy. Assuming that the net value of the fund is 2 yuan, it means that the fund needs 2 yuan's share that day.

Funds are purchased by amount and redeemed by share, so when selling funds, they are sold by share. Therefore, investors should pay attention to distinguish the amount and share when selling, that is, fund amount = fund net value × fund share.

What does the fund share mean?

Fund share refers to the certificate issued by the fund sponsors to investors, indicating that the holder enjoys the right to distribute income, the right to obtain the remaining property after liquidation and other related rights according to his share, and assumes corresponding obligations. The subscription share of the fund is calculated according to the net value of the fund share on the day of application, and the relevant subscription, subscription and redemption fees will be deducted when confirming the fund share. If the fund purchases before the application date 15, the net value of the fund will be calculated after the close of the day; if the fund purchases after 15, the net value of the fund will be calculated after the close of the next trading day. In case of weekends and legal holidays, it will be postponed to the next trading day. QDII overseas funds will be confirmed T+2 days before 15 and T+3 days after 15. If the fund belongs to the subscription period, after purchasing the fund, you need to wait until the subscription period is over before you can confirm it.