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How does Yu 'ebao replace fund products?
To modify the fund type of Yu 'ebao, you must first transfer all the funds in Yu 'ebao, and then click Transfer. When transferring out, you can see the words "Transfer to Yu 'ebao -xxxx" below the amount. Click on this word, and "Select Transfer to Product" will pop up, and then slide down the screen of the mobile phone to find more fund products. After selecting a fund, you can switch the types of Yu 'ebao funds.

Yu 'ebao needs to meet several conditions to replace the fund:

1. The total assets of Yu 'ebao are 0, and there is no available balance.

2. There is no balance treasure income in payment.

3. There is no red envelope related to Yu 'ebao.

4. The functions of Yu 'ebao family account and Small Wallet have not been opened.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.

trust fund

Trust fund, also known as investment fund, is a collective investment model of "income * * * risk * * *": it refers to the way of collecting unequal funds of most investors who are uncertain in society through contracts or company issuing fund coupons (such as income coupons, fund shares, fund shares, etc.), forming a certain scale of trust assets, and handing them over to specialized investment institutions for diversified investment according to the principle of asset portfolio.

The characteristics of trust funds: collective investment, expert management and expert operation;

Portfolio investment, risk diversification, asset management and asset custody are separated.

Enjoy the benefits, take risks, aim at pure investment, and have strong liquidity.