Each principal of the fund is generally 1 yuan, and the unit net value is less than 1, such as 0.892 1, which probably indicates that the fund has lost some money.

But it doesn't mean that buying such a fund will definitely make a loss, or buying 1 or above will definitely make money. This value only shows the past performance of the fund. For example, if you buy a fund with a net unit value of 0.79 and rise to 0.85, then you will make money (regardless of the impact of subscription fees, etc.). ); And the fund with a net unit value of 2.5 falls to 2.3 after you buy it, then you lose money.

Therefore, your holding or buying cost has a great influence on whether the fund can make money, but the unit net value is large, indicating that the fund performance is not bad and can be concerned. Then, there are other indicators: January, March, half a year, one-year unit net value change rate and so on.