1. Open and log in to Alipay, then click Wealth in the lower right corner of the interface, and then click Personal Loan.

After entering the personal loan, you can see the current loan amount. The initial amount seems to depend on your credit, usually 1500. With a loan, the amount can be increased. Click on it

Enter the amount to be applied in the loan amount, and click the repayment plan to view the repayment plan. For example, if Bian Xiao enters 5000, the repayment plan will arrange the repayment date and amount according to 5000, and then Alipay will deduct this amount from your balance.

2. Click OK to use it, and then enter the payment password to complete the loan application, which is very convenient.