Are you sure you have paid for it for two years? Then your contract has been terminated and you can only apply for surrender. If Li Hong has a three-year return to the survival fund, I don't know if you have received it. You can take the insurance contract and the applicant's ID card and surrender directly to the counter of Ping An Company. The surrender amount is: the cash value at the end of the corresponding policy year specified in your contract plus the accumulated dividends in recent years. If you haven't received the survival fund, plus the sum of the survival fund and its related interest, it is the money you can get when you surrender.
I am safe in the north. If you want to know more, please leave me a message.