Matters needing attention in fund redemption:
1. What is redeemed is the wealth management share, not the total amount.
In the case of net wealth management, redemption shows the wealth management holding share, not the total wealth management, and the wealth management share * net wealth management = total wealth management. Moreover, net worth wealth management products have redemption limits. If the investor's redemption limit has reached the upper limit today, he can't redeem it in full on the same day and can only apply for redemption tomorrow.
2. The cash you get after all the funds are redeemed is not necessarily equal to the size of the funds you bought at that time. You may make a profit or lose money.
For example, if you buy a fund for 20,000 yuan, when the net value of the fund is 2 yuan, you will buy 10000. At the time of sale, the net value of the fund was 65,438+0.9 yuan, and 65,438+00,000 copies were sold. At this time, the total assets of the fund are only 19000 yuan, and the net value of the fund is reduced by 1000 yuan, indicating that the fund is losing money. Financial investment is risky, so don't just consider the income when buying. Risks and benefits coexist, so you should consider your risk tolerance comprehensively.
3. the fund is a trading system of T+ 1, and the net value of the day is generally determined at 7:00- 10:00 in the evening.
For example, if you buy 1 0,000 copies of the fund, and the investor redeems the fund before T-day 15, the price 2 yuan after the closing of the previous trading day will be displayed in the account at this time, and the income of 20,000 you are calculating now is calculated according to the net value of the fund of the previous trading day. When redeeming the fund, it shall be redeemed according to the net value of the fund on that day. After the fund closed today, the net value of the fund became 1.9, so the redemption amount was 1.9 million instead of 20,000.