generally pay for 15 years, and calculate according to your actual situation.

when the new rural insurance system is implemented, those who have reached the age of 6 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their eligible children should pay for the insurance; If it is less than 15 years from the age of collection, it should be paid annually, and it is also allowed to pay back, and the accumulated payment should not exceed 15 years; From the age of more than 15 years, should be paid annually, the cumulative payment of not less than 15 years.

The new rural social security is mainly paid by farmers themselves, which is actually a mode of self-saving. The biggest feature of the new rural social security is the combination of individual contributions, collective subsidies and government subsidies, which integrates three financing channels.

First, proceed from the reality in rural areas and start at a low level, and the financing standards and treatment standards should be compatible with economic development and affordability in all aspects.

Extended information:

The social security fund stipulates that

the new rural insurance fund consists of individual contributions, collective subsidies and government subsidies.

(1) individual payment.

rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. The payment standard is set to five grades in 1 yuan, 2 yuan, 3 yuan, 4 yuan and 5 yuan every year, and local governments can add payment grades according to actual conditions.

the insured can choose their own grades to pay, and if they pay more, they will get more. The state adjusts the payment grade in a timely manner according to the increase of per capita net income of rural residents.

(2) collective subsidies.

conditional village collectives shall subsidize the insured's payment, and the subsidy standard shall be determined democratically by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

(3) government subsidies.

the government pays the insured eligible for the new rural insurance basic pension in full, of which the central government gives full subsidies to the central and western regions according to the basic pension standards determined by the central government, and 5% subsidies to the eastern region.

The local government should subsidize the insured person's payment, and the subsidy standard should not be lower than 3 yuan per person per year; Appropriate encouragement may be given to those who choose higher-grade standard payment, and the specific standards and measures shall be determined by the people's governments of provinces (autonomous regions and municipalities).

the local government pays part or all of the minimum pension insurance premium for the severely disabled people in rural areas and other groups with payment difficulties.

First, proceed from rural reality, start at a low level, and the financing standards and treatment standards should be compatible with economic development and all aspects of affordability;

Second, individuals (families), collectives and governments should share responsibilities reasonably, and their rights should correspond to their obligations;

Third, the combination of government-led and farmers' voluntary participation will guide rural residents to participate in the insurance; Fourth, the central government determines the basic principles and main policies, and local governments formulate specific measures to implement territorial management of insured residents.

social security requirements

rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers can voluntarily participate in the new rural insurance at their domicile.