2. Establishment time: Phoenix Finance was launched in February 20 14, and it has been established for three years. It can be said that the industry experience is relatively rich, and such a platform is relatively safe.
3. Registered capital: The registered capital of Phoenix Finance is only 10.65 million yuan, while the platform with registered capital of over 100 million yuan and paid-in capital of over 50 million yuan is more reliable, while the registered capital of Phoenix Finance is less, which is risky and unsafe.
Expand data 1, strict access standards, and select guarantee institutions.
Up to now, Phoenix Finance has accepted nearly 600 applications from various financial institutions. After strict evaluation such as professional due diligence and quantitative credit evaluation, about 50 cooperative institutions were finally selected, with an acceptance rate of only about 8.3%.
2. Strong support and strict control of source risks.
All guarantee institutions of the platform are wholly owned or controlled by the state, and their controlling shareholders have been listed on the stock exchange, wholly owned or controlled by foreign financial enterprises, or institutions that have received capital injection from large investment funds or institutions. 50% of the guarantee institutions are large central enterprises/state-owned enterprises, 20% are top 500 enterprises in China, 13% are top 500 enterprises in the world, and 85% of the guarantee institutions (excluding banks and insurance) have AAA -AAA credit rating.
Baidu Encyclopedia-Phoenix Finance