Only on the smart investment channel of mobile banking. Intelligent fund portfolio is an asset portfolio composed of several funds according to certain investment strategy, product screening logic and investment objectives. The investment portfolio is managed independently by smart investors, so that you can know the overall income status and optimization trend of the investment portfolio at any time. Therefore, it is only displayed separately on the smart investment channel of mobile banking.
The above contents are for your reference. Please refer to the latest business changes announced by China Bank official website.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.
Q2: Why can't I see my fund assets?
Reason why the asset could not be found:
The fund subscribed by 1. has not been confirmed, and it needs to be confirmed by T+ 1 day 17, and QDII fund will be confirmed by T+2 17.
2. The subscribed new fund can only be received after it is established.
3. Whether there is operational redemption or forced redemption.
4. The data has not been updated. You can try to log out of your account and then log in again or refresh the drop-down page.
Q3: Now please click to open your investment account book, and then click the situation that the fund can't see my fund account. Why?
Check the daily report of funds and check it in the transaction records. When opening a fund, you can only see your position, but you can't see the running water.
Q4: How do you think the fund is exponential? thank you
Indexed securities investment fund
Index fund is a kind of fund that constructs a portfolio for securities investment according to the principle of compiling securities price index. Theoretically speaking, the operation method of index fund is very simple, as long as you buy the corresponding proportion of securities according to the proportion of each securities in the index and hold it for a long time.
For purely passively managed index funds, the capital turnover rate and transaction cost are relatively low. Management fees are often very small. Such funds will not invest too much money in certain securities or industries. Generally, full investment will be maintained, and there is no market speculation. Of course, not all index funds strictly meet these characteristics. Different index funds will also adopt different investment strategies.
At present, there are three index funds, Xinghe, Pufeng and Tianyuan, which are "optimized index funds" with the characteristics of index funds.
Fund refers to the way of issuing fund shares (or fund vouchers), which collects the scattered funds of investors and entrusts them to professional custodians and managers, so as to trust, manage and move the funds and invest them in stocks, stocks, stocks, currencies, industries and other fields, so as to minimize risks and gain income, thereby increasing capital. The value-added part of capital, that is, the income from fund investment, belongs to the investors who hold the funds.
The unit of stock is 1 "share", and the unit of fund is "fund unit". When the Fund is first issued, its total fund amount is divided into several equal integer shares, each of which is a fund unit. For example, when the fund Jintai was issued, the total amount of the fund was 2 billion yuan, divided into 2 billion shares, each of which was a fund unit, representing the investment of investors 1 yuan.
Investment funds can be divided into open-end funds and closed-end funds.
Open-end fund refers to an investment fund with a fixed scale. After the fund is established, investors can buy and redeem the fund shares at any time.
Closed-end fund means that once a fund is established, the scale of the fund is fixed within the prescribed time limit, and the fund shares cannot be issued and redeemed. Investors can only trade funds in the securities market.
At present, funds listed on the Shanghai and Shenzhen stock exchanges or on the Internet are closed-end funds. In addition, according to the difference of fund investment, funds can be divided into securities investment funds, monetary funds, funds and industrial funds.
I. Securities investment funds
Securities investment fund is a fund that specializes in investing in the securities market.
1March 1998, China promulgated the Interim Measures for the Administration of Convertible Companies, which made detailed provisions on the initiation, establishment, raising and listing management of securities investment funds.
Second, index funds.
Index fund is a kind of fund that constructs a portfolio for securities investment according to the principle of compiling securities price index. Theoretically speaking, the operation method of index fund is very simple, as long as you buy the corresponding proportion of securities according to the proportion of each securities in the index and hold it for a long time.
For purely passively managed index funds, the capital turnover rate and transaction cost are relatively low. Management fees are often very small. Such funds will not invest too much money in certain securities or industries. Generally, full investment will be maintained, and there is no market speculation. Of course, not all index funds strictly meet these characteristics. Different index funds will also adopt different investment strategies.
Q5: How to calculate the fund holding for seven days?
The holding time of the Fund is calculated from the confirmation date of the Fund Company. As shown in the figure, your fund was confirmed on June 5438+05, so it will take 7 days from June 5438+05 to June 2 1, so it will be redeemed before 3: 00 next Monday. No problem, it is exactly seven days, because the fund company confirmed it on Tuesday.
Q6: Fund redemption fee. I bought a stock fund, and the redemption rate within 7 days is 1%, and the rate for 7 days and above is 0.5% if I am here.
For less than 7 days, the rate is1%; Redemption before 3 pm on the 9 th is the income of the day; Redemption after 3: 00 pm is regarded as the next day's redemption, that is, 10 redemption, and 10 income calculation.