1. Can social security transfer only transfer old-age insurance?
when it comes to social security transfer in different places, first of all, social security transfer can only transfer old-age insurance, medical insurance and unemployment insurance, but in real life, only old-age insurance is transferred, and medical insurance and unemployment insurance can only be transferred depending on whether the new workplace is accepted.
Secondly, the provident fund has nothing to do with it. You can withdraw it from the account and transfer it to Beijing. Anyway, it has been sent to your account.
2. Is it necessary to transfer social security when changing jobs?
according to the regulations of the state, when a man is over 5 years old and a woman is over 4 years old, he can't set up a social security account in a new city when he changes jobs in another city. He can only set up a temporary account, and the social security he paid originally can't be transferred to a new city. Therefore, don't think that if you want to change jobs in a city, you must transfer social security to a new city. First of all, you must determine which city you are retiring from. Secondly, considering your age, social security can't be transferred if you want.
In the transfer of five insurances and one gold in different places, the only real changes are pension insurance, medical insurance and provident fund. Because work-related injury insurance and maternity insurance belong to the types of insurance paid in the current period, there is no problem of transfer, and employees do not need to pay for them themselves. Therefore, if the unit fails to pay these two social insurances to employees during work-related injury and maternity, employees will not be able to enjoy the benefits paid by social security funds.
Of the five insurances, only the endowment insurance can be renewed in the same account. The transfer of old-age insurance in different places requires a letter of acceptance from the social security bureau of the new city. After giving this letter to the social security bureau that moved out of the city, the social security bureau of the previous city will transfer the amount of old-age insurance into the account of the new city.
3. After working in so many cities, will the pension be collected at the last place of work?
how many migrant workers pay two years in this factory and two years in that factory, and then go home with nothing when they are old? Please make sure that you have paid for 1 years in one of the areas where you have worked.
Generally, you have to pay the pension for 15 years before you can enjoy it for life at retirement age, and you usually have to wait until you are 65 years old after extended retirement.
What puzzles migrant workers most is the issue of receiving place, because the calculation of pension is not only related to the balance of individual pension account, but also related to the average social security salary in the receiving place. For example, in 215, the average social wage in Beijing was 786 yuan, and that in Tianjin was 4944 yuan. Under the same conditions, you receive much more pensions in Beijing than in Tianjin!
according to the national regulations, it must be collected in the area where the accumulated contributions have reached 1 years. Young people who have just graduated are unstable in their career orientation and life pursuit, and they are not sure which city to stay in. Therefore, it is unrealistic for young people to pay 1 years' old-age insurance in one area. Social Security Jun heard about a small partner. Because he was registered in Hebei, he worked in Beijing for 8 years and Tianjin for 7 years. By the time he retired, the accumulated pension insurance paid by each place was less than 1 years. In the end, he could only go back to Hebei, where he was registered, to apply for a pension. In the end, he could only receive a small amount of pension money.
Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.