the initial password of housing accumulation fund is generally 123456 or .

The initial password of housing provident fund is usually stipulated by the state, which is convenient for employees to handle related business. The initial password is usually 6 digits, specifically 123456 or . You need to use this initial password for verification when logging in to the housing provident fund business website or handling related businesses.

the housing accumulation fund can be used for the following purposes:

1. house purchase: the original accumulation fund can be used for house purchase, including paying the down payment for house purchase or repaying the mortgage.

2. Renting a house: You can apply for withdrawing the provident fund to pay the rent, so as to reduce the pressure of life.

3. Decoration: If the owner-owned houses are built, renovated or overhauled on rural collective land and housing loans are used, employees and their spouses may apply for drawing part of the provident fund for decoration.

4. Medical expenses: If you or your family members suffer from serious diseases or need major surgery, you can apply for withdrawing your own provident fund to pay for medical expenses.

The policy of drawing provident fund varies from region to region and specific conditions, but generally speaking, the following are some common conditions and regulations:

1. Drawing from house purchase: If employees buy their own houses, they can draw provident fund to pay the down payment or repay the mortgage. Usually need to provide the purchase contract, purchase invoices and other related documents.

2. Rent withdrawal: If employees do not own houses, they can withdraw the provident fund to pay the rent. Usually need to provide rental contracts, rent invoices and other related documents.

3. Retirement withdrawal: If employees reach the statutory retirement age, they can withdraw the provident fund. It is usually necessary to provide retirement certificates and other related materials.

4. Withdrawal from resignation: If employees leave their jobs, they can withdraw the provident fund. It is usually necessary to provide relevant materials such as resignation certificate.

to sum up, the account information should be modified and properly kept before use. If you have any questions or need further information, you can consult the staff of the Housing Provident Fund Management Center.

Legal basis:

Article 26 of Regulations of the People's Republic of China on the Administration of Housing Provident Fund (Revised in 219)

Employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

the housing provident fund management center shall, within 15 days from the date of accepting the application, make a decision on granting or not granting the loan, and notify the applicant; If the loan is granted, the entrusted bank shall go through the loan formalities.

the risk of housing provident fund loans shall be borne by the housing provident fund management center.