The bankruptcy of Alipay will not happen at least in recent years. You can use Alipay with confidence and don't ask hypothetical questions. Secondly, even if Alipay really goes bankrupt, don't worry, because all the money in Alipay is in the bank.

In fact, Alipay's money is not in Ma Yun's small vault, but in the bank. That is, Alipay has no right to misappropriate every penny you deposit in Alipay, and it will not be used to buy other companies or make large and small investments. It's completely safe.

The places where Alipay saves money are wealth management products such as Yu 'ebao, funds and gold. However, these wealth management products we own do not actually belong to Alipay. These wealth management products are the "ant wealth" of another company under Ant Financial. This is to make your own products under the signboard of Alipay, and there is no substantial connection with Alipay, and the division of labor is clear. Therefore, even if Alipay goes bankrupt, it will not affect the money we put in.

At present, Alipay's money is very safe. The custodian bank of Alipay is China Construction Bank, so people can actually give credibility to the money deposited in the bank.

Software introduction

Alipay, a subsidiary of Ant Financial, has a life service platform for 520 million real-name users. Alipay has developed into an open platform integrating payment, life service, government service, social interaction, financial management, insurance, public welfare and other scenes and industries.

In addition to providing convenient basic functions such as payment, transfer and collection. , but also quickly complete credit card repayment, phone charges, water, electricity and coal charges. Through the intelligent voice robot, you can reach hundreds of life services in one step. You can not only enjoy consumption discounts, interact with friends, but also manage money easily and accumulate credit. It has covered 38 countries and regions except Chinese mainland.

Reference to the above content: Baidu Encyclopedia-Alipay