Alipay loan house purchase calculator 1. Calculate the monthly monthly payment, total interest and total repayment when choosing the repayment method of equal principal and equal principal and interest for a commercial loan.

Mortgage interest rate calculator 2. Short-term loans generally use one-time repayment of principal and interest or one-time principal repayment with interest in installments. This calculator is not applicable.

Operation steps: Step 1: First select whether your repayment method is equal amounts of principal or equal amounts of principal and interest, fill in the commercial loan period, loan amount and actual interest rate of the loan; Step 2: Choose whether to display the repayment details and click the "Calculate" button

Get detailed information such as monthly payment amount, total loan interest and total repayment for each period.

Tip 1. Commercial loans are loans used to supplement the working capital of industrial and commercial enterprises. They are generally short-term loans, usually 9 months and no more than one year at most, but there are also a small number of medium and long-term loans.

This type of loan is the main component of commercial bank loans, generally accounting for more than one-third of total loans.

2. Calculate the monthly monthly payment, total interest and total repayment when choosing the repayment method of equal principal and equal principal and interest for a commercial loan.

How to use the loan to buy a house calculator to calculate the loan to buy a house interest rate calculation method is: 1. The basic formula for calculating interest. The basic formula for calculating savings deposit interest is: interest = principal × deposit period × interest rate 2. Conversion of interest rate Annual interest rate, monthly interest rate, daily interest rate

The conversion relationship between the three interest rates is: annual interest rate = monthly interest rate × 12 (month) = daily interest rate × 360 (days); monthly interest rate = annual interest rate ÷ 12 (months) = daily interest rate × 30 (days); daily interest rate = year

Interest rate ÷ 360 (days) = monthly interest rate ÷ 30 (days).

The interest rate used should be consistent with the deposit period.

3. Interest calculation starting point 1. The interest calculation starting point for savings deposits is yuan, and no interest will be paid on cents below yuan.

2. The interest amount is calculated to the nearest cent, and the cent will be rounded to the nearest cent upon actual payment.

3. Except for the annual settlement of current savings, which can transfer interest to the principal to earn interest, for all other savings deposits, regardless of the deposit period, the interest will be paid off along with the principal when withdrawn, without compound interest.

4. Calculation of deposit period 1. Calculate the deposit period by counting the beginning and not the end.

2. Regardless of whether it is a big month, a small month, an ordinary month or a leap month, each month is calculated as 30 days, and the whole year is calculated as 360 days.

3. The maturity dates of various deposits are calculated on a year-to-month basis. If the account opening date is a missing date in the expiration month, the last day of the expiration month will be the maturity date.

5. Calculation of interest on foreign currency savings deposits. The interest rate on foreign currency savings deposits shall comply with the interest rates announced by the People's Bank of China. Savings in the original currency shall be carried out and interest shall be calculated in the original currency (the auxiliary currency may be converted into RMB for payment according to the foreign exchange rate of the day).

The interest calculation regulations and calculation methods are similar to the RMB savings method.

How to use the calculator to buy a house with a loan. If you want to try out the "monthly payment/loan interest" and other information for reference, please go to the homepage of China Merchants Bank, click on the "Financial Calculator" on the right - "Personal Loan Calculator" and try to use the current

The base interest rate of the loan is calculated on a trial basis.

If you are planning to apply for a personal housing loan at China Merchants Bank, the "loan interest rate" you can actually apply for is a comprehensive pricing based on factors such as the type of business you are applying for, personal solvency, credit status, guarantee method, etc., and is subject to approval by the branch.

To be sure.

Home Loan Interest Rate Calculator I want to buy a house with a loan of RMB 400,000 and pay it off in 25 years. Based on the current home loan calculation, how much do I need to repay each month? If I borrow a loan through China Merchants Bank, the specific monthly payment will also depend on your loan execution interest rate, repayment method, etc.

, you can make a trial calculation of the monthly loan payment through China Merchants Bank’s official website or mobile banking. The trial calculation results are for reference only.

Mobile banking: Log in to mobile banking, click My-All-Assistant-Financial Calculator-Loan Calculator; China Merchants Bank homepage: Financial Tools-Personal Loan Calculator in the middle part of the homepage.

Enter the loan amount, loan annual interest rate, loan term, select repayment method and other information, and try to calculate the monthly loan payment amount and interest.