At present, there are 6 capital preservation funds in operation, which are described as follows:
1. Nanhengyuan (2022 1 1)
Established in 2008-11-12. The capital preservation period is 3 years. If the fund share holder holds it at maturity, the redemption amount will be increased.
If the sum of dividends is lower than the subscription or subscription amount, the fund company shall be responsible for making up the difference, and the guarantor shall bear irrevocable joint and several liability. The guarantor is China Investment Guarantee Co., Ltd. Whether the fund holder chooses to redeem, convert, transfer to the next guarantee period or transform into "Southern CSI 100 Index Securities Investment Fund", it will not affect the performance of the guarantor's guarantee responsibility.
Where the capital preservation clause applies: (1) The sum of the subscribed or subscribed fund share holders' shares multiplied by the net due value plus accumulated dividends is lower than the subscribed or subscribed amount. (2) For the due share, the holder chooses to redeem, convert or transfer to the next capital preservation cycle.
Under the condition that the capital preservation clause is not applicable: (1) The sum of the due shares multiplied by the net due value plus the accumulated dividends of the fund share holders subscribed or subscribed shall not be less than the subscribed or subscribed amount. (2) Fund shares redeemed before the expiration date of the insurance period (excluding today). (3) Fund shares converted before the expiration date of the insurance period (excluding today).
If the Fund is not held and redeemed at maturity, the redemption rate is: holding period < 1.5 years, 2.0%; 1.5 years ≤ holding period < 3 years, 1.0%. The redemption rate from the holding date to the expiration date of the insurance period is 0.
2. Guotai Jin Lu Capital Protection Phase II
Established in June 2008-12, with a capital preservation period of 2 years. The expiration date of the second warranty period is June 20 17 10. third
The personal warranty period is 2 years, from July 2, 20 10 to July 2, 20 12. At the expiration of the third guarantee period, if the redeemable amount plus the accumulated dividend during the guarantee period is less than the holder's net investment, the fund manager shall, on behalf of the holder, ask the guarantor to fulfill the guarantee obligation, bear the payment difference and pay off in time. But there is no guarantee that the holder will redeem the share before the expiration. The share purchased during the warranty period is not subject to the capital preservation clause. The guarantor is China Yin Jian Investment Co., Ltd.
The fund redemption rate is: holding for less than 6 months (inclusive),1.8%; 6 months to 2 years,1.0%; The capital preservation expires, 0.00%. 3. Yin Hua's capital preservation and appreciation.
Founded on March 2, 2004, the warranty period is 3 years. 20 10-03-02 entered the third phase. For example, fund share holding
If the redeemable amount plus accumulated dividends during the capital preservation period is lower than the investment amount, the guarantor guarantees to pay the above difference to the holder and pay it off in time; The fund manager shall, on behalf of the fund holder, require the guarantor to fulfill the guarantee obligation. However, if the fund holder redeems in advance, this clause does not apply to the redemption part. The fund is guaranteed by Beijing Capital Venture Group Co., Ltd..
The redemption rate before the expiration of this week is: holding period Y≤ 1 year,1.8%; 1 year
4. Jinyuan Lian Bi Gem Power Breakeven
Founded on August 5, 2007, the warranty period is three years. The Fund promises to provide 1.0 1 yuan/share of subscription capital guarantee to investors who subscribe and hold due, and to provide 1.0 1 yuan/share of subscription capital guarantee to investors who subscribe and hold due, minus the accumulated dividends of each fund share from the start of self-insurance to the application date. If the net asset value plus the accumulated dividends during the holding period is lower than the bottom line of subscription or subscription, the guarantor shall pay the investor the difference between the net asset value of each fund share and the accumulated dividends during the holding period. The capital preservation clause does not apply to the following situations: (1) The redeemable amount of the fund share holder on the maturity date of capital preservation plus the accumulated dividend amount during its holding period shall not be lower than the subscription or subscription capital preservation bottom line; (2) Fund shares subscribed by fund share holders but redeemed before the maturity date of capital preservation (excluding the maturity date); (3) Fund shares subscribed by fund share holders but converted before the expiration date of capital preservation (excluding the expiration date).
The guarantor is Capital Airport Group Corporation.
The redemption rate of the Fund is: holding period ≤ 1 year, 2,0%; 1 year