It will be all right.

How to choose between China Fortune Bao and Yu'e Bao mainly depends on whether you value income or flexibility more.

From the perspective of obtaining income, Fortune Bao has a higher interest rate, so it is naturally a better choice.

From the perspective of financial flexibility, Yu'ebao, which does not affect the daily use of funds, is a better choice.

Huaxia Fortune Treasure is still very safe. Although there are some risks, the probability is extremely low. You can buy it with confidence.

China Fortune Treasure is a currency fund with a low risk rating, which means that although it does not promise to protect capital, the probability of loss is very low.

The fund company of China Fortune Treasure is China Asset Management. Its asset size exceeds 400 billion yuan, ranking eighth among all public funds. The background strength of all China Fortune Treasure is still very good.

Although China Fortune Bao and Yu'e Bao products have no expiration date and can be purchased or withdrawn at any time, investing funds in Yu'e Bao not only earns income, but also does not affect daily use. Transfers, payments, online shopping, etc. are all supported.

Therefore, Yu’e Bao is superior in terms of financial flexibility.

China Fortune Bao and Yu'e Bao are both monetary funds, so the risk levels are both low. The safety of the products is very high. Although the capital is not guaranteed, they have never suffered a loss since their establishment.

China Fortune Treasure mainly invests in bank deposits and short-term bonds and has no direct connection with the stock market, so the risk is low.

Income comes from bank deposit interest income and bond investment income, making it a good choice for low-risk financial management.

Moreover, the two products are roughly the same in terms of capital investment. They are mainly based on bonds and bank deposits, which can not only strictly control risks, but also obtain higher returns.

There is no winner or loser when it comes to security.

However, Yu’e Bao is now further and further away from financial management.

It is more of a flexible cash management tool that can be used to transfer money to others and pay off Huabei credit cards.

Since the rate of return is getting lower and lower, you need to transfer at least 25,000 yuan before the daily income can exceed 1 yuan, which is almost impossible to satisfy investment veterans. Therefore, it is not recommended to use Yu'e Bao. It is also recommended to choose financial products such as funds, bank deposits, and bonds.

, Yu’E Bao is more suitable for novice investors.