Novice investment should pay attention to:
1. Pay attention to arrange the proportion of fund types according to your risk tolerance and investment purpose, and choose the fund that suits you best.
Be careful not to buy the wrong "fund". The popularity of funds has led to some fake and shoddy products "fishing in troubled waters", so we should pay attention to identification.
3. Pay attention to the post-maintenance of your account, and you can always pay attention to the new announcement on the fund website.
4. Funds are the funds of many investors who don't understand financial investment, but want to outperform CPI or earn more income, and hand them over to professional fund managers to earn higher investment income for investors.
5. Open-end fund: There is no fixed scale, and investors can purchase and redeem it at any time. Closed-end fund: the scale is fixed within the specified period, and investors can't purchase and redeem it at any time, but they can transfer it in the secondary market like buying and selling stocks.
There are the following types of funds:
1. Monetary Fund: The project is a special tool for short-term financial market investment, with good liquidity and low risk. Suitable for: investors who are sensitive to risks and expect changes in short-term capital allocation.
2. Bond funds: More than 80% of the projects are invested in bonds, and the returns are sometimes higher in the big bull market, but they will also lose money in the big bull market, with moderate risks and returns. Suitable: investors with certain risk tolerance are suitable for the stable end of financial planning.
3. Hybrid funds/equity funds. Hybrid fund: It is very important for private fund managers to choose the right stock and working time according to the sales market situation by allocating different types of stocks and bonds. Equity funds: at least 80% of the stock positions have great ups and downs, and the ability of private fund managers to select stocks is very important. Hybrid funds and equity funds have higher risks and returns. Suitable: Strong risk tolerance, looking forward to becoming a pioneer investor in changing the sales market.