Hello! It depends on what kind of fund you invest in. If it is a stock fund, the annual income of 20-30 is no problem when the market is good and affordable. For example, the income of equity funds in this quarter is basically around 25%, and it is normal to lose 30% in a bad quarter. So it is difficult to determine the income under normal circumstances, but under normal circumstances, that is to say, it is not in a bull market or a bear market. If you invest for about 5 years, the average annual rate of return is above 10%. If you choose a bond fund, the basic annual income will be around 5%. If the market is bull or bear, it is 5%. In short, their benefits and risks are corresponding, with great risks and great benefits. However, stock funds suggest choosing the right time to enter, for example, don't buy funds at the end of the year, because everyone is making reports, and they basically can't go up, but they will start to fall after the end of the year. In fact, it is best to buy funds in the second half of the year.