Ping An Short Debt E was confirmed on T+ 1 day, and can apply for withdrawal after confirming the share. Products can be applied for retrieval every day, regardless of trading days or non-trading days, but the redemption funds will be received at T+ 1 At the same time, redemption requires a certain redemption fee, which is held for 0-6 days and the redemption rate is 1.5%. If it is held for 7-30 days, the redemption rate is 0. 1%. Those who hold 3 1 day or more will not be charged redemption fee.

1. How many days does it take to purchase and redeem the bond fund?

T+ 1 confirm fund subscription. It takes T+3-5 working days to redeem the bond fund. For example, the bond fund is subscribed on Monday afternoon 16, and the actual T day is Tuesday. Calculate the net value after Tuesday's close (announced on Tuesday night) and confirm the transaction on Wednesday. Redeem the bond fund on Monday afternoon 16. The actual T-day is Tuesday, and the net value will be calculated after Tuesday's close (announced on Tuesday night). The transaction will be confirmed on Wednesday, and T+3-5 will arrive, as early as Friday.

Second, what are the risks of pure debt funds?

1, bond default: this is the biggest risk of pure debt funds, which means that the institution issuing bonds cannot pay the principal and interest after the maturity of the bonds. At this time, the fund is bound to lose money, but at present, pure debt funds generally know to buy government bonds and financial bonds, and this risk is still relatively low. It usually appears in corporate bonds. At this time, if you want to buy a fund, it depends on its specific investment direction.

2. Market interest rate risk: the bond price is inversely proportional to the market interest rate. Once the market interest rate drops, the bond price drops and the income decreases; On the contrary, when the market interest rate falls, the bond price rises, and the income will also rise. The fluctuation range of interest rate is generally small.

Third, will the fund return to its capital if it loses money?

If the fund loses money, it may not be returned if it persists. After the loss occurs, whether it can be recovered depends on the fund market. When the intrinsic value of the fund is relatively good, investors will continue to increase their positions at a low level and may return to profitability later. However, if the fund continues to lose money or the market generally plummets, it will usually not return to its original position.

Fund income refers to the income obtained by fund management companies from operating fund assets. This kind of income mainly comes from interest income, dividend income, capital gains, capital appreciation and so on. After deducting the fund's operating expenses (including administrator's expenses and custodian's expenses), the rest of these proceeds will be used for the distribution of fund securities. In addition, fund income also refers to the income obtained by fund holders from investing in fund securities. It mainly comes from the distribution of fund income and the bid-ask price difference of fund securities.

Bonus is the income that the fund enjoys from the distribution of the company's net profit due to the purchase of the company's shares. Generally speaking, there are two forms of dividend distribution to shareholders: cash dividend and stock dividend. As a long-term investor, the main goal of the fund is to obtain long-term stable returns for investors, and dividends are an important part of the fund's income. The dividend of the invested stock is an important criterion for the fund manager to choose the portfolio.