The interest-free period of China Merchants Bank credit card is generally 18 days, and that of Bank of Communications credit card is 25 days.

2. Multi-card repayment for one household

If Bank of Communications uses multiple credit cards, the credit cards should be repaid separately, because one credit card belongs to one account. China Merchants Bank's credit cards, no matter how many credit cards are in its name, are all used by one account, and many cards have consumption, so one card is enough to repay, and there is no need to repay separately.

3. Enjoy the quota * * *

The credit lines of the two banks are enjoyed by * * *, and it will be a little more if you don't get more credit cards.

4. Withdraw the application

It takes 3 months for China Merchants Bank to withdraw its credit card before it can apply. It is very convenient to send text messages or apply online. However, the credit card of Bank of Communications can only be withdrawn once every six months, and it is quite troublesome to manually review it.

Step 5 design

There are many types of credit cards for China Merchants, but few for Bank of Communications.

6. Integral

Credit card points of China Merchants Bank are permanently valid, and Bank of Communications has a certain time limit.

7. Preferential activities

There are many preferential activities and cooperative businesses of China Merchants Bank, and Bank of Communications is average.

8. quotas

Bank of Communications is easier to handle than China Merchants Bank, and the amount of cards issued by Bank of Communications is also relatively large.