The first step of fixed investment is to build a complete fund portfolio, which can simultaneously achieve the purpose of diversifying risks and meeting investment needs.
Fixed investment is mainly based on equity funds, hybrid funds and index funds. When diversifying risks, try to achieve industry coverage. From the perspective of different fund companies, it is reasonable to control the number of a portfolio to 4-7 funds, which can achieve the purpose of diversifying investment and make it easier to manage.
Set profit points or investment targets
Stop loss can help you reduce losses, and take profit can help you keep profits. In the fixed investment of the fund, we generally do not consider stop loss, unless the target changes qualitatively, resulting in a sharp drop in yield. It is very important to profit from fixed investment. Take profit is a specific profit point, such as 50% profit and 80% profit. Set this target point and wait for market feedback.
Achieve the income target and redeem it in time.
The stock market can make money long and short, and only greedy pigs will be slaughtered. When the market environment is relatively good and has reached the preset profit-taking point, it is necessary to redeem it decisively to ensure the discipline of the transaction. Don't feel lucky to earn more at any time. Violating the law may put your investment at great risk.
Make a profit without ending the fixed investment
After profit-taking, if you are still optimistic about this fund, the fixed investment fund can still continue. After all, it is not easy to choose a good fund, and you can even increase the amount of fixed investment.
Set take profit again.
After entering a new round of fixed investment, it is still necessary to preset a take profit point, keep the investment rhythm, and so on.
The fixed investment of the fund can be said to be an infinite cycle process, so that the operation can also maximize the retained fixed investment income.