There is no redemption fee for the money fund, only management fee, custody fee and sales service fee (the three fees are deducted from the direct net value every day, adding up to only one point, which is almost negligible).

Advantages of Monetary Fund: 1 No redemption fee.

2. Convenience of current account (daily income starts from the second day after subscription confirmation; It usually arrives in 2 or 3 days after redemption. Now some goods can arrive at the account immediately, which is really convenient and fast.

3 fixed income (the general income is slightly higher than the bank's fixed deposit income for the same period, and the interest is calculated every day, which is carried forward into shares on the same day or month. Every day you save, you will get a day's income, which does not affect the early withdrawal, and the income is tax-free).

The management fees charged by fund companies, sales service fees and custody fees charged by banks add up to almost a little, which can be ignored)

5 it can be converted with the high-risk fund of the same company (charging the corresponding conversion fee) to achieve the hedging effect.

At present, from the establishment of the first monetary fund in 2002 to now, there is no record of cargo-based losses, but the gains are more or less.

7. The net value of cargo base is always 1 yuan, and there is no risk of net value fluctuation. The daily income is calculated by shares and accumulated monthly on the original share to achieve the effect of income.