Even many people contact the fund for the first time through Alipay's wealth management section. Many netizens on the Internet will ask questions: Is the fund on Alipay reliable? Is the money on Alipay true? Wait a minute.
Today, let's talk about how to know the funds above Alipay and send an introductory tutorial on Alipay to buy funds.
Capital transaction process
First, let's learn how to buy funds through Alipay.
After opening Alipay, we first enter the homepage of Alipay, and there is a financial management menu at the bottom of the screen. After entering the financial management menu, there will be various categories of financial products.
If you already have a promising fund, you can directly search the corresponding fund name or fund code, choose to buy now, and then choose the share to buy and the payment method.
T-day purchase, T+ 1 can confirm the share, and you can only see the profit and loss after the net value of the day is updated. T-day refers to the meaning of trading day, which is simply the day when stocks can be bought and sold normally. If the day is not a trading day, it will be postponed.
Alipay is a fund agency and can only sell the funds of the corresponding fund company under the authorization of the fund company.
There are relatively many types of funds on Alipay, but not all funds on the market. If you don't know what fund to buy, let's go on.
Fund classification
If you want to know what kind of fund is suitable for you, you must first understand the classification of funds. The following are the most common fund classification methods.
According to different investment directions, funds are divided into money funds, bond funds, index funds, mixed funds and equity funds.
As the name implies, the naming of funds is divided according to the main investment direction of funds, such as stock funds, which are funds with more than 80% assets invested in stocks, while hybrid funds are funds with flexible and moderate investment ratios of various assets.
The risks and returns of these funds increase from left to right.
What about Alipay's fund?
Many investors will buy the funds in Alipay directly when they don't know what funds to buy. Now the funds in Alipay are more humanized, and the funds in different risk-return plates will be divided to investors according to their different risk preferences.
Conservative, steady and enterprising. Investors can choose to pay attention according to their own preferences.
There are good and bad funds. Remember, be wary of funds with outstanding performance in the short term, and try not to choose funds with high short-term returns only based on fund rankings.
Buying a fund is not to get rich overnight, but to hope that the fund can bring us long-term and stable income.
The fund portfolio in Alipay
Of course, if you really don't know how to choose a fund, then you can pay attention to the "selected portfolio" section in the Alipay fund section.
Fund portfolio is that managers choose several funds from the fund market according to different investment strategies to form a fund portfolio with risk-return preference. Investors only need to choose the appropriate portfolio according to their risk preferences, and then choose to follow the investment.
Fund portfolio managers are generally very powerful fund managers of fund companies. It can be said that you ask professionals to help you formulate a fund investment strategy, and you choose to follow up.
From the point of view, the combination inside is still perfect.
I hope the above contents are helpful to you.