According to the Measures for the Administration of Enterprise Annuity Funds, enterprise annuity funds can invest in bank deposits, national debt, universal/investment-linked insurance products, securities investment funds, stocks, etc. There are also financial bonds, corporate bonds, convertible bonds and short-term financing bonds with credit ratings above investment grade.
And everyone needs to pay attention to that since it is an investment, it is uncertain, and there may even be losses. The payment level of enterprise annuity depends on the accumulated amount of personal account and investment income, so if there is a loss in future investment, it will bear certain losses.
Therefore, when investing in enterprise annuity, we must consider our own risk tolerance, choose appropriate investment methods to control risks, and then obtain benefits on this basis.