in 221, the first and second issues of savings bonds (voucher type) will be issued from March 1th to March 19th, 221. The first and second national bonds are fixed-rate and fixed-term varieties, with a maximum total issue of 3 billion yuan. The first phase has a term of 3 years, with an annual coupon rate of 3.8% and a maximum issuance of 18 billion yuan. The second phase has a term of five years, the annual coupon rate is 3.97%, and the maximum issue amount is 12 billion yuan. According to the published annual coupon rate of national debt, if citizens subscribe for 1, yuan of 3-year and 5-year national debt respectively, the maturity income will be 11,4 yuan and 19,85 yuan respectively.
generally speaking, large state-owned commercial banks and national joint-stock commercial banks have rich types of wealth management products, while city commercial banks are limited by their size, and the types of wealth management products are relatively single. Generally speaking, the longer the deposit, the higher the risk level and the higher the interest rate. However, if compared horizontally, under the same conditions, the interest rates of banks are not the same.
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