Many people choose funds instead of stocks to invest, which is originally to save worry and effort. If investment funds still care about this and that, it will take too much energy. So how can fund investment be effortless? Here is a selection method for lazy people, please see below.

How to make fund investment effortless?

This lazy selection method is based on Alipay, mainly for Alipay users, and some of the data used is also the big data of Yongfubao users. Alipay lazy selection method 1 * * *, there are five indicators to choose from. Let's make a brief analysis.

First, the owner loves to buy.

The so-called master here should be an investment fund with more income according to Alipay statistics. Anyone who has bought a fund in Alipay knows that there will be an expected rate of return in the total assets after investing in the fund, such as your financial performance in 20 19 years, what is the expected rate of return, and how many financial friends you have defeated in the country.

It makes sense to choose the fund that experts love to buy, but it has little reference significance. The more popular the fund, the more sought after by the funds, and the corresponding stocks are generally hot stocks, and the valuation of hot stocks is not low. Please refer to this carefully.

Second, everyone loves to buy it.

This is similar to the above reason. Instead of choosing a fund that experts love to buy, it is better to choose a fund that everyone loves to buy.

Third, historical growth.

The greater the historical increase, the better the future performance may not be. For index funds, the greater the historical increase, the higher the index valuation and the lower the investment value. For active funds, the greater the historical increase, the more reference can be provided, indicating that the investment ability of fund managers is worthy of recognition.

Fourth, the rising potential.

The rising potential is mainly aimed at index funds, which refers to the valuation of the index. The greater the rising potential of low valuation, this indicator still has certain reference significance.

Verb (abbreviation of verb) industry profit

Choosing a stock is choosing a stock market. Industries with good profits are more likely to get good returns. Combined with industry valuation (such as PE, ROE), this reference indicator is still good.

Well, the analysis of lazy people's selection of bases ends here, hoping to help everyone. Warm reminder, financial management is risky and investment needs to be cautious.