I prefer stable funds or low-risk funds, but I don't know how to choose. I am very confused, such as what are the more stable funds? What low-risk funds do the following small series bring? Let's take a look at it together, hoping to bring some reference.

What are the more stable funds?

Monetary funds can consider relatively stable funds. Take Alipay's money fund as an example: Up to now, all Alipay's money funds are positive returns, and there has never been a loss. Although the past does not represent the future, it still has certain reference significance.

Buying money funds is relatively stable. Although the principal and interest are not guaranteed, the loss is very small. Because the money fund invests in the money market and not in the stock market, the risk is small, the fund fluctuation is relatively small, and the income is relatively stable.

What are the low-risk funds?

Low-risk funds include money funds and pure debt funds. I mentioned the money fund before. The pure debt fund here is a fund that all invests in bonds, and the risk is relatively small, but compared with the money fund, the risk is slightly greater.

When choosing a pure debt fund, you can refer to a past income situation, try to choose a pure debt fund with more positive income and less negative income, then choose a fund with larger scale and better fund manager, and then hold the fund for a long time and redeem it after making money.

Seize the stocks with continuous daily limit.

In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.

Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.

As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.