1, Yu 'ebao is actually a monetary fund, which is operated by Tian Hong Fund, and its daily rate of return is different. Fund companies obtain income through various investment portfolios and allocate fund shares. From some time ago, the annualized income was generally between 6.2% and 6.7%. Last month, the average daily income of ten thousand yuan was 1.65. There has been a downward trend in recent times. The daily income of 10 thousand yuan is about 1.6.
2. The problem of diminishing returns is related to the liquidity of the money market.
Under normal circumstances, the monetary fund is maintained at a level about 65,438+00% higher than the one-year time deposit in the same period. In 20 13 years, the monetary fund's income performance is higher, which is more than 40% higher than the current one-year fixed deposit. Mainly due to the tight market liquidity, the yield of various fixed-income investment instruments has been raised, and the scale of money funds has grown rapidly. Once the market liquidity has eased, the money fund will face a decline in yield and attractiveness. This is also one of the risks of investing in money funds.