Cannot withdraw cash. Personal account of employee medical insurance is an important part of medical insurance fund. It cannot be used for cash withdrawal, and it is forbidden to be used for other consumer expenditures other than medical insurance. The personal medical insurance account is mainly composed of the basic medical insurance premium paid by individual employees, the basic medical insurance premium paid by the employer transferred to the personal account according to regulations, the interest on the amount stored in the personal account and other funds transferred to the personal account according to law. The principal and interest of the account are owned by individuals and can only be used for basic medical insurance, but can be carried forward and inherited according to the actual situation of the insured. Personal medical insurance accounts are set up by social security fund management institutions for insured employees and retirees, and are used to pay the insured when they are sick or injured, which is in line with the scope of medical insurance.