before the expiry date of the credit card of Bank of Communications, the staff of the Credit Card Center of Bank of Communications will make a comprehensive evaluation of the cardholder's card usage record. If the cardholder's card usage record is good, Bank of Communications will contact the cardholder about one month before the expiry date and ask whether it is necessary to replace the card.
the new credit card will be consistent with the original card in terms of quota, function and points. After the new card is activated, the old card will be invalid (after the old card expires, the old card will be invalid even if the new card is not activated).
After the old credit card expires, if the Bank of Communications continues to issue this card type, it will send the same card type to the cardholder; If the issuance has been stopped, the same type of credit card will be mailed after consultation with the cardholder.
it should be noted that when the cardholder receives a phone call from Bank of Communications asking whether to change the card, if the permanent address is different from the address at the beginning of the card application, he must update the card receiving address in time to avoid the loss of the new card.
BankofCommunications (BCM) was founded in 198. It is one of the six largest banks in China, one of the oldest banks in China and one of the note-issuing banks in modern China. On April 1st, 1987, the newly established Bank of Communications officially opened to the outside world, becoming the first national state-owned joint-stock commercial bank in China, with its head office in Shanghai. Bank of Communications was listed on the Hong Kong Stock Exchange in June 25 and successfully listed on the Shanghai Stock Exchange in May 27.
Bank of Communications is one of the major financial service providers in China, and its business scope covers commercial banks, securities, trusts, financial leasing, fund management, insurance and offshore financial services. Bank of Communications has 235 domestic branches, including 3 provincial branches, 7 directly affiliated branches and 199 provincial branches, with 3,27 outlets in 239 cities at or above the prefecture level and 158 counties or county-level cities.
it owns seven non-banking companies, including its wholly-owned subsidiaries Bank of Communications Leasing, Bank of Communications Insurance and Bank of Communications Investment, and its holding subsidiaries Bank of Communications Fund, Bank of Communications Guoxin, Bank of Communications Life Insurance and Bank of Communications International. In addition, Bank of Communications is also the largest shareholder of Changshu Rural Commercial Bank and the largest shareholder of Tibet Bank. It has strategically invested in Hainan Bank and controlled four rural banks.
In July 219, the Fortune Global 5 of 219 was released: it ranked 15th. The "Belt and Road" China Top 1 Enterprises ranked 18th. In December, 219, it was selected as one of the top 1 brands in the 219 China Brand Power Ceremony. In March 22, it was selected as one of the top 5 global brands.