1, balanced configuration. Don't be blinded by the current hot market, remember to be alert to risks at all times. Therefore, buying funds should be dispersed, and stock funds, bond funds and monetary funds should be allocated a little. As for how to distribute it, it depends on your own financial resources and affordability, as long as you don't put all your eggs in one basket.

2, long-term base selection. If you want to operate for a long time, when choosing a fund, you must refer to the past performance of the fund, or look at the past performance of the fund manager, so that the investment is more assured.

3, off-file hype. In fact, funds can also be fired like stocks. The key point is to choose the most profitable fund at present, redeem it when you earn the target position, and then wait for an opportunity to find another chicken that can lay eggs.

ETF is the abbreviation of exchange traded fund, which is translated into "transactional open index fund" in Chinese, also known as exchange traded fund. ETF is essentially an open-end fund, which is not essentially different from the existing open-end funds. But it also has its own distinct personality in three aspects:

First, it can be listed and traded on the stock exchange, and investors can buy and sell ETF shares directly on the stock exchange like trading individual stocks and closed-end funds;

Second, ETF is basically an index-type open-end fund, but compared with the existing index-type open-end fund, its biggest advantage is that it is listed on the exchange and the transaction is very convenient;

Third, its purchase and redemption also has its own characteristics. Investors can only subscribe or redeem ETFs with a basket of stocks corresponding to the index, but not with existing open-end funds for cash subscription and redemption.