In 20021year, the bookkeeping interest rate of individual accounts for basic old-age insurance for urban employees and basic old-age insurance for urban and rural residents was 2.75%. It has been published. The personal accounts of endowment insurance all bear interest according to the natural year. If the amount of personal account storage is full, the annual interest shall be calculated according to the annual bookkeeping rate; If the deposit for the whole year is not full, the interest shall be calculated by multiplying the number of months actually stored by one twelfth of the annual bookkeeping interest rate. Look at the division angle of personal account after calculating interest.

1. Personal social security account refers to the social insurance agency's establishment for each person who participates in social endowment insurance according to the social security number issued by the State Bureau of Technical Supervision, and records the endowment insurance premium transferred by the unit according to the regulations and all the endowment insurance premiums paid by the individual as the basis for calculating and distributing the endowment insurance premium of personal account when the person who participates in social endowment insurance retires. Personal social security accounts are divided into medical accounts and pension accounts. Others include (maternity, work injury, unemployment, etc.). ) at the social security center. ) 1. If employees inquire about information and print their detailed insurance information, they must provide the original ID card and the original social security card (check the original and receive a copy); Employees who entrust others to inquire about their insurance information need to provide the original power of attorney, the original ID card of the client, the original social security card of the client and the original ID card of the trustee (except the original power of attorney, all other materials are inspection copies). Second, the unit query information to print the personal insurance information of the employees of this unit, it is necessary to provide the query proof materials stamped with the official seal of the unit and the original ID card of the agent (the original proof material, the original ID card inspection and a copy.

Two, in 2020, the basic old-age insurance for urban workers (including basic old-age insurance for government agencies and institutions) personal account bookkeeping interest rate is 6.04%. The basic old-age insurance for employees, personal account bookkeeping interest rate and other parameters are used to calculate and pay pension benefits, which is directly related to the vital interests of the majority of insured persons. How much pension the insured gets after retirement is mainly determined by three factors: personal account balance, payment period and payment grade.