Offshore assets refer to assets held by individuals or enterprises in countries or regions outside their own countries. These assets are usually kept in offshore financial centers such as Switzerland, Luxembourg and Cayman Islands to avoid tax, political and currency risks. Offshore assets include bank deposits, securities, funds, real estate, gold, jewelry and so on.

The advantages of offshore assets mainly include:

1. Tax preference: Offshore financial centers usually provide lower tax policies, which help investors reduce their tax burden.

2. Confidentiality: Offshore financial centers keep customer information confidential, which is conducive to protecting the privacy of investors.

3. Avoiding political risks: Storing assets in offshore financial centers with political stability and sound rule of law will help reduce the risks brought by political turmoil and war.

4. Diversification of currency risks: By holding offshore assets, investors can diversify currency risks and reduce losses caused by the depreciation of a single currency.

5. Investment convenience: Offshore financial centers usually have a sound financial infrastructure, which is convenient for investors to allocate global assets.

But offshore assets also have certain risks, such as tax compliance risk and legal risk. When allocating offshore assets, investors should fully understand the relevant laws and regulations to ensure that the investment behavior is legal and compliant. At the same time, the offshore asset market is complex, and investors need to have certain professional knowledge and investment experience to reduce investment risks.