“The current price is very favorable, and the down payment is only 30,000 yuan.”
On October 2, at the Dongfangfu project site in Jiaozuo City, Henan Province, the salesperson asked "Daily Economic News" reporter recommended, "Now we also have a down payment installment policy. You only need to sign a loan contract with us, make a down payment of 30,000 yuan, and pay off the rest in three installments within a year, and there is no interest. If you buy it together with a parking space, a parking space only costs 50,000 yuan, which is very cheap.” During the National Day Golden Week, reporters visited the Jiaozuo real estate market and found that local real estate projects for sale have launched various home purchase discounts. , such as Jianye Xinzhu’s “instalment down payment + Moutai for free when buying a house”, Zhengyun Beautiful Life Home’s “five-fold house purchase gift”, Hexing Oriental City’s “50% deed tax subsidy + 100% reduction and maintenance fund”, Yuedong City’s Subscribe to enjoy "30% discount + down payment in installments + free luxury home appliances gift package of 10,000 yuan + free floor heating + free one-year property fee", and Hexing Xinyue Mansion's "instant discount of 300 yuan/square meter on house purchase + 3 sets at a fixed price" Special offer room" etc.
Introducing "down payment installment" for multiple projects
On October 2, a reporter from "Daily Economic News" visited the Dongfangfu project in Jiaozuo City as a home buyer. The sales staff introduced , "There will definitely be discounts during the National Day, and we will give you the best price."
In the project sales center, although there were not many people, it was not deserted. During the reporter's viewing process, there were people Two groups of people came to view the house, and the sales staff also continued to make inquiries.
In conversations with reporters, the sales staff have always emphasized, "We have a state-owned enterprise background, so you can rest assured in terms of quality and delivery."
It is worth noting that Dongfangfu The development model of the project is indeed different from that of general commercial housing.
According to the salesperson, the developer of Dongfang Mansion is Jiaozuo Huguang Real Estate Development Co., Ltd., and the shareholders behind it are Henan Dongfang Jindian Real Estate Group Co., Ltd. and Jiaozuo Demonstration Zone Urban Construction Development Investment Co., Ltd. ( Hereinafter referred to as Jiaozuo Urban Investment), the sole shareholder of the latter is the Jiaozuo Urban-Rural Integration Demonstration Zone Management Committee.
On April 30, 2020, Jiaozuo Urban Investment issued a recruitment announcement for a cooperative developer project for rural teachers’ housing construction. The residential area required to be developed is approximately 138,984 square meters. The cooperation model between the two parties is "the purchaser establishes a project company with the development company determined through the bidding. The purchaser is responsible for land investment, and the development company is responsible for construction investment and project operation."
"Our company won the bid with its strength The winning bid price is 6,580 yuan/square meter. We are currently developing this project in Dongfangfu with a state-owned enterprise. Because it is a rural teacher housing construction project, there were many group purchases from surrounding teachers in the early stage, and the quality of the owners is still very high.”
As for the question raised by the reporter "Is there any difference between this project and other commercial housing projects?", the salesperson said "it is the same, a normal commercial housing with all five certificates."
The reporter inquired and found that Jiaozuo Urban Investment We have also acquired land parcels No. JGGT 2021-16 and JGGT 2020-9 in Jiaozuo through the open market, and the latter was also sold at a low price.
During the visit, the reporter found that during the National Day, Jianye’s new construction projects and the Yuedong City project in Jiaozuo also launched a “down payment installment” home purchase policy.
Previously, Yin Jianguo, who has many years of marketing experience in the Henan real estate market, told reporters that down payment installments are quite common in Jiaozuo. In July this year, Jiyuan City, which is adjacent to Jiaozuo, affirmed the down payment installment policy in a government document, but the policy was hurriedly removed from the shelves the next day.
The price of new houses has fallen slightly
Zhen Lan (pseudonym), who has already bought a house in Jiaozuo, plans to buy another house because her children are slowly reaching school age. The current house It's a bit far away from the school where my children will study in the future, so it's not very convenient in life. Because many new projects in Jiaozuo are located in the demonstration area, there are not many houses in the old city that Zhen Lan needs.
Some time ago, Zhen Lan finally selected a real estate that she was quite satisfied with - the new Jianye Mansion located next to the mining machinery factory, but she was stuck in the provident fund loan process. "When I was preparing to book a house, I realized that the balance in my provident fund account was insufficient and I could not get enough loans. Because my provident fund had to repay the loan for this house, the monthly provident fund account balance was less than 2,000 yuan. If the account The balance is insufficient and we cannot borrow enough money to buy a house."
On October 2, Zhen Lan told the reporter of "Daily Economic News", "I will definitely buy the house in the future, and I will probably buy it again." In two years, our provident fund balance will be enough to buy a house. After all, the children's schooling is a big deal. I don't think the prices in Jianye Mansion will change much, and the children are not old enough to go to school. We don't want to put too much pressure on ourselves, so we should wait. Let’s see.”
As a fourth-tier city, Jiaozuo City is located in the northwest of Henan Province. On September 25, at a special press conference in Jiaozuo of the "Henan These Ten Years" themed series held by the Propaganda Department of the Henan Provincial Party Committee, Lu Hongwei, executive deputy mayor of Jiaozuo City, said that the growth rate of Jiaozuo's main economic indicators last year turned from negative to positive, Moving forward, GDP growth in the first half of this year was higher than the national average.
According to the official website of the Henan Provincial People's Government, the current state of the Jiaozuo property market is that "the characteristics of buyers and sellers tending to be fair and close to reciprocity are fully demonstrated, allowing home buyers to see and touch it, and buy with confidence. Only then are they willing to take out their wallets."
On June 29 this year, Jiaozuo City issued the "Several Opinions on Further Promoting the Stable and Healthy Development of the Real Estate Market in Our City (Trial)", providing support for graduation. A series of measures have been taken to achieve "stabilizing land prices, stabilizing housing prices, stabilizing land prices, stabilizing housing prices, and increasing housing provident fund loan quotas, etc." "Stabilize Expectations" goal.
According to Jiaozuo Daily, in July, the Jiaozuo property market experienced a phased reduction in transaction volume due to the impact of the economic environment and seasonality. In August, market demand increased significantly and transaction volume rebounded significantly, accumulating energy for the property market in the second half of the year. In August, the number of registered commercial housing units in Wucheng District, Jiaozuo City was 614, an increase of about 95% compared with 315 units in July; the registered area of ??commercial housing in August was 45,000 square meters, an increase of about 9.8% compared with 41,000 square meters in July; The average registered price of commercial housing was 6,160 yuan per square meter, down slightly from 6,210 yuan in July.
In terms of the second-hand housing market, according to Jiaozuo Housing Information Network, the average listing price of second-hand housing in Jiaozuo in August was 5,910 yuan/square meter, which was an increase from 5,800 yuan/square meter in July.
China Land Market Network shows that on September 30, the WZGT2022-55 plot, located 200 meters north of the intersection of Qinhuai Avenue and Caimao Road in Jiaozuo City, with a total area of ??10,700 square meters, was finally sold at the starting price The transaction was 18.88 million yuan. According to other statistics, since January this year, there have been 8 residential land transactions in Jiaozuo City, only 1 of which was at a premium, and the rest were all at low prices.