How much the pension can increase is mainly determined by the increase ratio. The higher the increase ratio, the more the pension will increase. The lower the increase ratio, the less the pension will increase.

Since 2005, pensions have increased for 17 consecutive years, with the proportion of increases showing a gradual downward trend. From 2005 to 2015, the increase exceeded 10% for 11 consecutive years.

In 2016, the growth rate suddenly dropped to 6.5%.

It dropped to 5.5% again in 2017, remained at 5% in 2018 and 2019, and dropped again to 4.5% in 2021.

How high will the pension increase rate be in 2022?

Let’s take a look at the predictions of experts: Dong Dengxin, director of the Financial Securities Research Institute of Wuhan University of Science and Technology, said that due to the slowdown in social security fund income and the rapid growth of pension insurance fund expenditures in recent years, the basic pension level of employees has reached about 3,000 yuan, so it is expected that

Pensions increased by only 3%.

According to statistics, the current average level of employee pension is about 3,300 yuan, an increase of 3%, and an average increase of about 99 yuan per capita.

As you can see, it’s not much compared to previous years.

However, you don’t need to worry too much and lower your expectations. After all, expert predictions are generally relatively conservative. For example, before the pension increase in 2021, experts predicted an increase of 3.8%, which eventually reached a 4.5% increase.

Looking at the overall data this year, our economic development data in 2021 are indeed good.

Last year, my country's GDP exceeded 114 trillion yuan, an increase of 8.1% at constant prices.

In 2021, my country's per capita disposable income reached 35,128 yuan, a nominal increase of 9.1% over the previous year.

Among them, the per capita wage income of residents nationwide increased by 9.6%.

According to preliminary statistics, the current rolling balance of the National Social Security Fund is 4.8 trillion yuan, and the fund's overall revenue exceeds expenditure.

Therefore, judging from the level of economic development and the income and expenditure of pension funds, it is worth looking forward to an increase of about 5% in pension funds.

Second, how to increase?

Pension increases generally adopt three methods: fixed amount adjustment, linked adjustment and appropriate tilt adjustment. The fixed amount adjustment increases by the same amount and is not affected by gender, age, payment years and pension level. If you increase by 50, I will also increase by 50. Linked adjustment

It is linked to the payment period and basic pension, and is positively correlated. The tilt adjustment is mainly tilted towards the elderly and retirees in difficult and remote areas.

In order to facilitate everyone's understanding, let's take an example.

Assume that Grandpa Wang has a payment period of 1***25 years, a basic pension of 3,500 yuan, and is 71 years old this year.

The fixed amount in Grandpa Wang's area is adjusted by 50 yuan, the linked payment period is increased by 2 yuan for each year of payment, the linked basic pension is increased by 1.2%, and the elderly tilt adjustment is increased by 60 yuan for those aged 70-80.

Then Grandpa Wang can gain 52×25+3500×1.2%+60=202 yuan in one ***.

After the 2022 pension adjustment plan is announced, everyone can enter their own relevant data for calculations to find out how much their pension has increased.

Third, when will it be delivered?

Pension adjustments are first jointly issued by the Ministry of Human Resources and Social Security and the Ministry of Finance. Adjustment notices are usually issued in March and April each year. You can look at the announcement times over the years: Due to the impact of the epidemic this year, it is expected that the announcement time may be slightly later, about

Around mid-April.

At that time, the adjustment notice will announce the adjustment range, increase ratio, adjustment method and other information, and the adjustment ratio that people are most looking forward to will be revealed.

After the adjustment notice is announced, each province and city will work intensively to formulate their own adjustment plans, submit them to the Ministry of Human Resources and Social Security for approval and filing, and then calculate and reissue the pensions that have been increased by retirees since January.

The time when the repayment is received varies from place to place. The earliest time is June and July and the latest time is around August. July and August are the intensive times for pension increase and repayment.

Written at the end: The pension increase has been confirmed, by how much?

How?

When will it be delivered?

Everyone has already had a preliminary understanding by reading the above content. Now you just need to wait patiently. No matter when it is announced, no matter how early or late it is, it will be distributed to your account one by one, so there is no need to rush or worry.